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Mon. Aug 31st, 2026
Trending News: Why Gold Loans Are Growing in India: Benefits, Risks and What to Check Before BorrowingEmergency Fund: How Much You Need, Where to Keep It and How to Build ItWhat Is Net NPA in Banks? Gross vs Net NPA Explained for Depositors and BorrowersBank Deposits Grow 15.4%, Credit 19.3%: What RBI Data Means for FD Rates, Loans and Bank CustomersTempsens IPO GMP 70%+: Day 1 Subscription, Risks & Should You Apply?Tempsens Instruments IPO: GMP 70-80%+, Day 1 Subscription & Should You Apply?RBI MPC Minutes Signal Rate Hike: What It Means for EMIs and FDsShiprocket IPO Allotment Today (17 August): How to Check Status on KFin, BSE & NSE | Latest GMP Signals ~33% GainShiprocket IPO Allotment Expected on 17 August: GMP at ₹32–₹34, Subscription Crosses 100x & How to Check StatusShiprocket IPO Closes Tomorrow: GMP at ₹34 Signals 35% Premium – Should You Apply?July CPI Inflation Rises to 4.45%: Food Prices Push Retail Inflation Higher — Impact on RBI, EMIs & Your BudgetIndia July CPI Inflation 2026: What to Expect on 12 August and What It Means for RBI, Home Loans and EMIsUPI Charges Update: Government Says Consumers Will Not Pay, Limited Merchant MDR May Apply LaterUPI Charges Update: PhonePe CEO Says Consumers Won’t Pay – What the New Bill Means?Lok Sabha Passes UPI Charges Bill 2026: Will Google Pay, PhonePe & Paytm Users Have to Pay?RBI Repo Rate Unchanged at 5.25%: What It Means for Home Loan EMIs, Personal Loans & Fixed DepositsITR Filing Deadline 31 July 2026: Over 4 Crore Returns Filed – Last-Minute Guide to Avoid ₹5,000 PenaltyITR Filing Deadline 31 July 2026: Over 4 Crore Returns Filed – Last-Minute Guide to Avoid ₹5,000 PenaltyIndo-MIM IPO Allotment Out: 72x Oversubscribed, GMP Signals ~39% Listing Gains — How to Check Your StatusWhy HDFC Penalised Its Top Executives for “Business Overreach” in the MSRDC TransactionIndia’s August IPO Pipeline Targets Over ₹25,000 Crore as Zepto, Shiprocket and Others Prepare to Hit Dalal StreetAirtel Africa Picks London for Airtel Money IPO: Why This Listing Matters Beyond AfricaEPFO EPF Scheme 2026: New Rules & What They Mean for EmployeesFinance Minister Nirmala Sitharaman Presents & Passes Finance Bill 2026 in Lok SabhaL&T Bags Mega Metals & Minerals Orders Worth ₹10,000–15,000 Crore: Here’s What the Projects IncludeRBI Unveils Payments Vision 2028: Major Upgrades Coming to UPI, Fraud Controls, and BankingLoan Default? Here’s What RBI’s New Rules Say About Property Seizure and Bank AuctionsGlobal Crises Hit MCX: Gold and Silver Prices Fall as Gulf Tensions Trigger Inflation FearsIDBI Bank Sale Faces Review Demand Over Governance and Sovereignty ConcernsCentre Raises Windfall Tax on Diesel, ATF Exports; Cuts Petrol Levy Effective July 16
Mon. Aug 31st, 2026
Emergency Fund: How Much You Need, Where to Keep It and How to Build It
Emergency Fund: How Much You Need, Where to Keep It and How to Build It

An emergency fund is money set aside for unexpected and necessary expenses such as job loss, medical treatment or urgent repairs. A common planning range is three to six months of essential expenses, although people with irregular income or higher financial obligations may need more.

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