FD Rate Disclosure Rules Changing from 1 October 2026: What Bulk Depositors & Retail Investors Must Know

Updated: 30 September 2026 | New RBI rules on bulk deposit interest rate disclosure and uniformity come into force…

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What Is Simple Interest?

Simple interest is a method of calculating interest on the original principal amount for a specific period at a…

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Bank Strike 28–30 September 2026: What Works, What Doesn’t — Salary, Pension, ATM, UPI & What You Must Do Today

Updated: 26 September 2026 Bank Strike three-day nationwide strike confirmed for 28–30 September. Public sector banks open on Sunday…

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RBI Rejects Tata Sons’ Exemption Plea, Paving the Way for Historic Public Listing

The Reserve Bank of India (RBI) has rejected Tata Sons’ application to surrender its registration as a Core Investment…

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Why Gold Loans Are Growing in India: Benefits, Risks and What to Check Before Borrowing

Gold loans are growing rapidly in India as rising gold prices and stronger demand for secured credit attract banks and financial companies. Here’s what borrowers need to know before pledging their jewellery.

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Bank Deposits Grow 15.4%, Credit 19.3%: What RBI Data Means for FD Rates, Loans and Bank Customers

RBI data shows bank deposits grew 15.4% to ₹269.41 lakh crore while credit rose 19.3% to ₹220.78 lakh crore. Here’s what the numbers mean for FD rates, loans and bank customers.

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RBI MPC Minutes Signal Rate Hike: What It Means for EMIs and FDs

RBI’s August 2026 MPC minutes leave the door open to a future rate hike if inflation risks intensify. Here’s what that means for home-loan EMIs, personal loans and bank FDs.

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RBI Repo Rate Unchanged at 5.25%: What It Means for Home Loan EMIs, Personal Loans & Fixed Deposits

The Reserve Bank of India (RBI) has kept the repo rate unchanged at 5.25% following the Monetary Policy Committee…

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Why HDFC Penalised Its Top Executives for “Business Overreach” in the MSRDC Transaction

HDFC Bank has taken the unusual step of penalising three of its most senior executives—including Managing Director and CEO…

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Loan Default? Here’s What RBI’s New Rules Say About Property Seizure and Bank Auctions

If you default on a secured loan (like a home loan, morphing loan, or commercial property loan), banks have…

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